• GHS Claim Service Goals

    With GHS you can expect us to:

    • Call you within 24 hours of receiving notice of loss.
    • Evaluate damaged automobiles within three days of first report.
    • Issue checks within 24 business hours of agreement of settlement.
    • Help you across the country with out-of-state claims.

How we keep you covered.

Bodily injury liability

Insurance which pays the medical costs of other people which you cause unintentionally, or through negligence, as a result of an automobile accident.

Property damage liability

Insurance which pays claims against you if you damage someone else's car or property, either unintentionally or through negligence in an automobile accident.

Comprehensive or Other-Than-Collision coverage

Optional coverage which pays for damage to your auto caused by things such as fire, theft, vandalism, flood or hail.

Collision coverage

Optional coverage which pays for damage to your auto as a result of a collision with another car or object.

Rental reimbursement coverage

Pays the cost to rent a substitute auto if your vehicle is disabled due to a covered loss.

Towing and labor coverage

Pays the cost of towing your disabled car to the nearest repair facility and for any labor performed at the site of the accident.

Uninsured motorist coverage

Provides protection against bodily injury loss, and in some states, property damage, resulting from an accident involving a hit-and-run driver or an uninsured driver.

Medical payments coverage

Pays for medical and funeral expenses for you and your passengers resulting from an accident, regardless of who is at fault.

For all our products, we offer a variety of payment options, including full, quarterly and monthly payment plans, as well as automatic bank withdrawal.

Please consult your particular policy for provisions, limits of coverage and any exclusions.

This is not a contract. It is intended as a source of general information only. Full benefits, limitations and exclusions can be found in the contract

  • GHS believes people like you who make good choices and live smart should be rewarded with more while paying less for auto insurance.

    GHS is available in Oklahoma.

  • Get GHS

    1-888-I-GET-GHS
    8 a.m. – 4:45 p.m.
    Central Time, M – F

    Customer Service

    1-888-443-8447
    1-888-I-GET-GHS

    GHS Property & Casualty
    P.O. Box 660906
    Dallas, TX 75266

  • Auto Policies

    How we keep you covered

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GHS Auto Insurance is a licensed trade name of GHS Property and Casualty Insurance Company, a subsidiary of Health Care Service Corporation, a Mutual Legal Reserve Company.
©2011 GHS Property and Casualty Insurance Company. The information presented on this website is not intended to solicit business where GHS Property and Casualty is not currently licensed.